Many people think that home ownership is out of reach after a short sale, bankruptcy or if they’re self-employed. This simply isn’t so, but the banks want you to believe that you have no other options.
The truth is that if you have a little bit of a down payment and the ability to pay each month, you can enjoy the benefits of home ownership and still pay market rates… not the exorbitant rates the banks would charge you if they would lend to you, which they won’t.
